Small deposits. A meaningful goal.
Find the amount to set aside every two weeks for a down payment, emergency fund or another goal.
Turn a goal into a deposit plan
Choose a first deposit date and a target date. The tool counts every 14-day deposit through the target date, including the first deposit. Set the assumed return to zero to plan from contributions alone.
A practical example
A $5,000 goal with $1,000 already saved and 20 deposits remaining needs $200 per deposit at 0% growth. Starting earlier spreads the same gap over more deposits.
Method & assumptions
The model treats existing savings as the balance one biweekly period before the first deposit. Each period applies growth and then a deposit. The periodic return is (1 + effective annual return)1/26 − 1. No growth is added after the last deposit.
Returns are assumed constant and are not guaranteed. Fees, taxes, inflation and withdrawal restrictions are excluded. The displayed deposit rounds up to the next cent to avoid a rounding shortfall.